Farm Vehicle Insurance Information
Farm vehicles can play crucial roles in agricultural activities, such as tilling soil and moving harvested crops. Unfortunately, accidents involving these vehicles can jeopardize your income. Farm vehicle insurance can step in to offer financial coverage for tractors, trucks and trailers used on farms, helping to safeguard your livelihood.
What Does Farm Vehicle Insurance Cover?
Farm vehicle insurance generally includes these coverage options:
- Liability coverage can financially protect you from claims related to bodily injury and property damage caused by your vehicle (e.g., pickup truck, van) for which you are legally responsible.
- Collision coverage can help pay for damage to farm trucks, all-terrain vehicles, trailers and farm truck tractors due to accidental collisions. For instance, if your tractor overturns or your vehicle hits a tree, collision coverage can assist with repair costs.
- Uninsured or underinsured vehicle coverage can offer financial protection for bodily injury caused by uninsured or underinsured motor vehicles.
What Factors Affect the Cost of Farm Vehicle Insurance?
The following factors can affect the cost of farm vehicle insurance:
- How often and for what purposes the vehicle is used
Why Do You Need Farm Vehicle Insurance?
Farm vehicle insurance can be essential because it can assist with legal compliance for vehicles used on public roads, provide financial protection against accidents, and offer liability coverage for injuries and property damage caused by your vehicle. It can also offer comprehensive coverage for noncollision damages like theft or severe weather, helping to ensure operational continuity and peace of mind. This insurance can help maintain productivity and income by covering repair costs and medical bills, allowing you to focus on your farming responsibilities without worrying about potential financial losses.
Learn More
Contact Churchill Insurance, Inc. to discuss your insurance portfolio.